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	<title>Weblogged : Lake Norman real estate</title>
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	<description>Lake Norman NC Real Estate</description>
	<pubDate>Wed, 04 Feb 2009 16:05:23 +0000</pubDate>
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		<title>I want to attend the Open House for our home to see how many people show, should I?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=56</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=56#comments</comments>
		<pubDate>Wed, 04 Feb 2009 16:05:23 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=56</guid>
		<description><![CDATA[Ideally, the seller should not be present at their open house. Other effective open house tips include: invite the neighborhood; use well-positioned signs to attract potential buyers; offer comprehensive fact sheets and brochures; maximize the curb appeal of the home; show a clean home with no clutter; bake cookies or light a scented candle before [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Ideally, the seller should not be present at their open house. Other effective open house tips include: invite the neighborhood; use well-positioned signs to attract potential buyers; offer comprehensive fact sheets and brochures; maximize the curb appeal of the home; show a clean home with no clutter; bake cookies or light a scented candle before the open house; allow the sun to shine in.</font></span></p>
<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"></span></p>
<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></font></span></font></span></font></span></font></span></p>
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		<title>Can a Home Warranty help me as a first time home buyer?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=55</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=55#comments</comments>
		<pubDate>Wed, 21 Jan 2009 11:55:48 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=55</guid>
		<description><![CDATA[A home warranty covers repair and replacement costs for appliances and other home systems that break down during a covered period. A home warranty can protect a homebuyer from any potential problems after the purchase. Home warranties were introduced in the early 1970s as a result of numerous lawsuits stemming from home sales. California leads [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">A home warranty covers repair and replacement costs for appliances and other home systems that break down during a covered period. A home warranty can protect a homebuyer from any potential problems after the purchase. Home warranties were introduced in the early 1970s as a result of numerous lawsuits stemming from home sales. California leads the nation in the number of home warranties.</font></span></p>
<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"></span></p>
<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></font></span></font></span></p>
<p></font></span></p>
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		<title>What is a &#8220;Stager&#8221;?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=54</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=54#comments</comments>
		<pubDate>Tue, 20 Jan 2009 10:38:52 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=54</guid>
		<description><![CDATA[&#8220;Stagers&#8221; are designers who conduct home makeovers. They rearrange furniture, de-clutter, buy accessories, install light fixtures, and repaint walls, with the goal of showing potential buyers a home that is tasteful and impersonal enough to allow them &#8220;to mentally move in.&#8221; A recent study in San Francisco recorded staged homes on the market for an average [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">&#8220;Stagers&#8221; are designers who conduct home makeovers. They rearrange furniture, de-clutter, buy accessories, install light fixtures, and repaint walls, with the goal of showing potential buyers a home that is tasteful and impersonal enough to allow them &#8220;to mentally move in.&#8221; A recent study in San Francisco recorded staged homes on the market for an average of 25 days versus 48 days for all sales.</font></span></p>
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<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></font></span></font></span></p>
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		<title>Are biweekly mortgages a good idea?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=53</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=53#comments</comments>
		<pubDate>Sun, 18 Jan 2009 14:11:35 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=53</guid>
		<description><![CDATA[A biweekly mortgage requires a loan payment every two weeks. The end year result is one extra monthly payment toward the loan principal. Consequently, the loan amortizes faster than a loan with normal monthly payments. For example, a thirty-year fixed rate loan with biweekly payment terms will be paid off in approximately 22.7 years.


Todd Kreps, [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">A biweekly mortgage requires a loan payment every two weeks. The end year result is one extra monthly payment toward the loan principal. Consequently, the loan amortizes faster than a loan with normal monthly payments. For example, a thirty-year fixed rate loan with biweekly payment terms will be paid off in approximately 22.7 years.</font></span></p>
<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"></span></p>
<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></font></span></p>
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			<wfw:commentRss>http://www.stonepropertiesnc.com/blog/?feed=rss2&amp;p=53</wfw:commentRss>
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		<title>Winter Maintenance Tips for Your Home</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=52</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=52#comments</comments>
		<pubDate>Sat, 17 Jan 2009 12:37:50 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Home Owner Tips]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=52</guid>
		<description><![CDATA[Remove screens from windows and install storm windows 
Clean out gutters and downspouts Insulate pipes in your home&#8217;s crawl spaces and attic 
Store firewood at least 30 feet away from your home 
Familiarize responsible family members with the gas main valve and other appliance valves 
Clean the clothes dryer exhaust duct, damper and space under [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Remove screens from windows and install storm windows </font></span></p>
<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Clean out gutters and downspouts </font></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Insulate pipes in your home&#8217;s crawl spaces and attic </font></span></p>
<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Store firewood at least 30 feet away from your home </font></span></p>
<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Familiarize responsible family members with the gas main valve and other appliance valves </font></span></p>
<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Clean the clothes dryer exhaust duct, damper and space under the dryer </font></span></p>
<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Make sure all electrical holiday decorations have tight connections </font></span></p>
<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Check the attic for adequate ventilation </font></span></p>
<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Clean the kitchen exhaust hood and air filter </font></span></p>
<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Check the water hoses on the clothes washer, refrigerator icemaker and dishwasher for cracks and bubbles</font></span></p>
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<p><span style="font-size: 14pt; line-height: 115%"></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span> </p>
<p></font></span></p>
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			<wfw:commentRss>http://www.stonepropertiesnc.com/blog/?feed=rss2&amp;p=52</wfw:commentRss>
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		<title>What percentage of Americans owns their home?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=51</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=51#comments</comments>
		<pubDate>Fri, 16 Jan 2009 10:16:23 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=51</guid>
		<description><![CDATA[According to the U.S. Census, 47% of householders in the U.S. owned their homes at the beginning of the 20th century. By the 1940s, the homeownership rate declined to 44%. Post World War II population and economic growth coupled with better mortgage lending methods produced steady increases in homeownership. By the beginning of the 21st [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%">According to the U.S. Census, 47% of householders in the U.S. owned their homes at the beginning of the 20th century. By the 1940s, the homeownership rate declined to 44%. Post World War II population and economic growth coupled with better mortgage lending methods produced steady increases in homeownership. By the beginning of the 21st century, nearly 67% of householders were homeowners</span>.</font></p>
<p style="margin: 0in 0in 10pt" class="MsoNormal">&nbsp;</p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
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			<wfw:commentRss>http://www.stonepropertiesnc.com/blog/?feed=rss2&amp;p=51</wfw:commentRss>
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		<title>Why is the tax code so favorable to homeowners?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=50</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=50#comments</comments>
		<pubDate>Thu, 15 Jan 2009 10:14:51 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=50</guid>
		<description><![CDATA[President Ronald Reagan signed the Tax Reform Act of 1986 into law. The act simplified the income tax code, broadened the tax base and eliminated many tax shelters. It also increased incentives favoring homeowners. The home mortgage interest deduction was increased while other tax adjustments were made to favor homeowners versus renters.
Todd Kreps, Realtor/Broker/ABR     704.564.6941     [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">President Ronald Reagan signed the Tax Reform Act of 1986 into law. The act simplified the income tax code, broadened the tax base and eliminated many tax shelters. It also increased incentives favoring homeowners. The home mortgage interest deduction was increased while other tax adjustments were made to favor homeowners versus renters.</font></span><!-- google_ad_section_end --><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></p>
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			<wfw:commentRss>http://www.stonepropertiesnc.com/blog/?feed=rss2&amp;p=50</wfw:commentRss>
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		<title>My wife wants to buy a house near a fancy new &#8220;strip mall&#8221;, what is with this new trend?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=49</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=49#comments</comments>
		<pubDate>Wed, 14 Jan 2009 10:53:54 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=49</guid>
		<description><![CDATA[Traditional shopping malls are giving way to lifestyle centers. Lifestyle centers are outdoor shopping centers with plazas, fountains and pedestrian streets. According to a recent report by the International Council of Shopping Centers, less than five new traditional shopping malls have opened since 2006. During the same period, more than sixty lifestyle centers have opened [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Traditional shopping malls are giving way to lifestyle centers. Lifestyle centers are outdoor shopping centers with plazas, fountains and pedestrian streets. According to a recent report by the International Council of Shopping Centers, less than five new traditional shopping malls have opened since 2006. During the same period, more than sixty lifestyle centers have opened for business.</font></span></p>
<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"></span></p>
<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></p>
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		<title>What is a CLUE report?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=48</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=48#comments</comments>
		<pubDate>Tue, 13 Jan 2009 10:34:18 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=48</guid>
		<description><![CDATA[Comprehensive Loss Underwriting Exchange (CLUE) reports check insurance claim history for a property. Traditionally used by insurers, CLUE reports are playing an increasingly important role in real estate transactions. Many buyers now stipulate a CLUE report on the home be included with the real estate contract. Some state legislatures are considering making this a requirement [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">Comprehensive Loss Underwriting Exchange (CLUE) reports check insurance claim history for a property. Traditionally used by insurers, CLUE reports are playing an increasingly important role in real estate transactions. Many buyers now stipulate a CLUE report on the home be included with the real estate contract. Some state legislatures are considering making this a requirement for all real estate transaction.</font></span></p>
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<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></p>
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		<title>What is up with mold, isn&#8217;t mold all around us every day?</title>
		<link>http://www.stonepropertiesnc.com/blog/?p=47</link>
		<comments>http://www.stonepropertiesnc.com/blog/?p=47#comments</comments>
		<pubDate>Mon, 12 Jan 2009 12:23:24 +0000</pubDate>
		<dc:creator>Todd Kreps</dc:creator>
		
		<category><![CDATA[Real Estate Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.stonepropertiesnc.com/blog/?p=47</guid>
		<description><![CDATA[According to the EPA, various forms of mold are found in up to 50% of all structures. Mold is a biological pollutant that grows in moist conditions and is considered a serious health hazard. Real estate home inspectors are increasingly on the lookout for mold before closing a home sale. Like most remedies, mold prevention [...]]]></description>
			<content:encoded><![CDATA[<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri">According to the EPA, various forms of mold are found in up to 50% of all structures. Mold is a biological pollutant that grows in moist conditions and is considered a serious health hazard. Real estate home inspectors are increasingly on the lookout for mold before closing a home sale. Like most remedies, mold prevention is much less costly than mitigation.</font></span></p>
<p style="margin: 0in 0in 10pt" class="MsoNormal"><span style="font-size: 14pt; line-height: 115%"></span></p>
<p><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"><font face="Calibri"><span style="font-size: 14pt; line-height: 115%"></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Todd Kreps, Realtor/Broker/ABR     704.564.6941     <a href="mailto:ToddKreps@StonePropertiesNC.com"><strong><font color="#47544a">ToddKreps@StonePropertiesNC.com</font></strong></a> </font></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"></span></p>
<p style="margin: 0in 0in 0pt; line-height: normal" class="MsoNormal"><span style="font-size: 14pt"><font face="Calibri">Serving all your Greater Lake Norman real estate needs!</font></span></p>
<p></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></font></span></p>
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